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ExploreCredit.com on 1 0 parim bränd Mitterahalised finantsteenused RealReviews.io-s

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ExploreCredit.com omab 3.7 - tärnihinnang alates 127 arvustust, näidates madalat taset kliendirahulolu!

  • 5 tärni

    60%

    74 arvustused

    74 arvustused

  • 4 tärni

    8%

    11 arvustused

    11 arvustused

  • 3 tärni

    1%

    2 arvustused

    2 arvustused

  • 2 tärni

    7%

    9 arvustused

    9 arvustused

  • 1 tärni

    24%

    31 arvustused

    31 arvustused

  • Arvustused teistest riikidest:

  • T

    Tiffany Johnson

    1 arvustused

    Needed a $400 loan, and

    Needed a $400 loan, and Jen from the online chat was a lifesaver. She helped push my application through super quick. Then, when I called customer service, they told me I could switch to monthly payments after my first one. That’s huge for me since I’m disabled and only get paid once a month. Fingers crossed everything goes smoothly, but so far, it’s been a great experience. Feels like they actually care about making things easier for folks like me.

    0 kommentaarid

    Vastab Tiffany Johnson

    Kommentaar peab olema vähemalt 10 tähemärki.

  • S

    Silvia Leblanc

    1 arvustused

    United States

    Anthony was a real lifesaver today

    I gotta say, Anthony was a real lifesaver today. He helped me through the whole application process and got my verification done. I’m so relieved 'cause now I can finally move forward and hopefully get approved. Sure, the interest rate is kinda high, but having that extra money will really help out. Can’t thank Anthony enough for his assistance. He was super helpful and kind, even wished me happy holidays! Thanks again, Anthony, you’re the best! 🙏❤️

    0 kommentaarid

    Vastab Silvia Leblanc

    Kommentaar peab olema vähemalt 10 tähemärki.

  • H

    Heritier tuyishimire

    1 arvustused

    United States

    Heard great things online about

    Heard great things online about DavidSW, so I decided to give it a shot. Maybe I paid a bit more than I could've somewhere else, but honestly, the peace of mind with the authenticity was worth it. The customer service was unbelievable, too. Had a bunch of reps contacting me before I even made my order and up until it shipped. Felt really taken care of. Definitely felt like a priority customer. Wouldn't hesitate to buy from them again.

    0 kommentaarid

    Vastab Heritier tuyishimire

    Kommentaar peab olema vähemalt 10 tähemärki.

  • R

    Reyna Castro

    1 arvustused

    United States

    I was in a bit

    I was in a bit of a pickle and needed help fast. Called in and got Zoey on the line. She was awesome, really knew her stuff. I was struggling with some errors and verification issues on my application, but Zoey guided me through every step. Yeah, it's a bit on the pricey side, but given my emergency, it was worth every penny. Zoey made what could have been a stressful situation much easier to handle. Thanks again, Zoey!

    0 kommentaarid

    Vastab Reyna Castro

    Kommentaar peab olema vähemalt 10 tähemärki.

  • T

    Tim Larson

    1 arvustused

    United States

    I am really happy with the help and answers I got from this company.

    I am really happy with the help and answers I got from this company. And when I had a question, their phone number was easy to find so I could call fast. Very rare. Other loans I tried would just send a message saying I got the loan and needed to approve it but did not give me a way to do it. No link or any details. I don’t enjoy borrowing money, but if I have to, this is the best place I have foudn.

    0 kommentaarid

    Vastab Tim Larson

    Kommentaar peab olema vähemalt 10 tähemärki.

  • J

    Jasmine

    1 arvustused

    United States

    I chatted with Virginia today,

    I chatted with Virginia today, and wow, she really knew her stuff. She was so patient and professional the whole time we were working on my application. Virginia made sure everything was going smoothly, even when I had a ton of questions. I could almost hear her smiling through the phone! She's truly a gem. We definitely need more customer service reps like her around.

    0 kommentaarid

    Vastab Jasmine

    Kommentaar peab olema vähemalt 10 tähemärki.

  • share

    Hinda oma kogemust.

    Jaga oma mõtteid ja jäta ülevaade

    Kirjuta arvustus
  • K

    Krysta Nasce

    1 arvustused

    United States

    I chatted with Jessica today

    I chatted with Jessica today about my job loss and she was super understanding. She managed to adjust my payment to a lower amount and even pushed back the due date, which was a huge relief. Jessica really went out of her way to help me. Honestly, this company has been great to me, even when things got tough. No complaints so far, they've really had my back.

    0 kommentaarid

    Vastab Krysta Nasce

    Kommentaar peab olema vähemalt 10 tähemärki.

  • c

    customer

    1 arvustused

    United States

    I had a great experience

    I had a great experience working with Adam. He walked me through all the details and made me feel confident about getting the loan. Jen and Thomas were also super helpful and hands-on. They really know their stuff! I was a bit stressed about the payment, but they reassured me and helped me find a good plan. Thanks for being so kind and supportive!

    0 kommentaarid

    Vastab customer

    Kommentaar peab olema vähemalt 10 tähemärki.

  • P

    Presidenchill G

    1 arvustused

    Wow, what a lifesaver! Needed

    Wow, what a lifesaver! Needed help verifying some info when most places were shut, and these guys really came through. They didn't just stop at helping me verify everything, they also sent me the payment schedule via text and email. Seriously, who does that these days? Felt like they had my back the whole time. Big thanks to the team from A G.

    0 kommentaarid

    Vastab Presidenchill G

    Kommentaar peab olema vähemalt 10 tähemärki.

  • N

    Natalya

    1 arvustused

    United States

    I was really happy with

    I was really happy with the help I got from Harry. Needed to verify some info for a credit, and he made it super simple and fast. Harry was both professional and efficient, and he made sure I knew exactly when I’d get the final answer. And he kept his word! Can’t thank him enough for making the process so smooth. Totally recommend his help!

    0 kommentaarid

    Vastab Natalya

    Kommentaar peab olema vähemalt 10 tähemärki.

  • A

    Almena M

    1 arvustused

    United States

    I had a great experience

    I had a great experience with Joseph recently. He's really friendly and genuinely cares about helping people, not just brushing them off. It's clear he takes his job seriously and wants to make a difference. He made me feel valued and listened to, which is rare these days. Joseph, you rock! Thanks for everything and God bless.

    0 kommentaarid

    Vastab Almena M

    Kommentaar peab olema vähemalt 10 tähemärki.

  • share

    Hinda oma kogemust.

    Jaga oma mõtteid ja jäta ülevaade

    Kirjuta arvustus
  • N

    NICOLE

    1 arvustused

    Great customer service.

    Great customer service. The application process went without any issues. I encountered an error when trying to add my debit card, but I called immediately, and the representative assisted me quickly. The funds are still waiting, but they are supporting me in a rush, so I am thankful that they processed my application.

    0 kommentaarid

    Vastab NICOLE

    Kommentaar peab olema vähemalt 10 tähemärki.

  • K

    Kristen

    1 arvustused

    United States

    I had a pretty good

    I had a pretty good experience recently. Xavier, my specialist, really stood out. He genuinely went the extra mile to help me out. I had a ton of questions and he was super patient with every single one. It felt nice to be heard and supported like that. Thanks, Kristen, for having such a dedicated team!

    0 kommentaarid

    Vastab Kristen

    Kommentaar peab olema vähemalt 10 tähemärki.

  • C

    Carroll

    1 arvustused

    I recently had a chat

    I recently had a chat with Harry, and I gotta say, he was super patient with all my questions. He took the time to walk me through the next steps, making everything really clear. I'm now just waiting to hear back with the final response. Harry, you've been a great help, thanks a ton!

    0 kommentaarid

    Vastab Carroll

    Kommentaar peab olema vähemalt 10 tähemärki.

  • S

    Sandra

    1 arvustused

    United States

    This is my second loan with Explore Credit.

    This is my second loan with Explore Credit. They are a great company. They help you a lot. They give you nice offers. The process is fast. The staff is friendly, and really care about the customer’s needs. Recommend Explore Credit to everyone who needs some help financially.

    0 kommentaarid

    Vastab Sandra

    Kommentaar peab olema vähemalt 10 tähemärki.

  • J

    Joshua A.

    1 arvustused

    United States

    I haven’t finished signing my papers yet

    I haven’t finished signing my papers yet, but Jacob has been really great helping me out. He took time to talk with me, answered every question, and made sure I understood all the details. He also gave me space to decide before signing and even added a discount to my loen.

    0 kommentaarid

    Vastab Joshua A.

    Kommentaar peab olema vähemalt 10 tähemärki.

  • share

    Hinda oma kogemust.

    Jaga oma mõtteid ja jäta ülevaade

    Kirjuta arvustus
  • A

    Angela

    1 arvustused

    I’m quite happy with the service.

    I’m quite happy with the service. After applying for the loan, I sent all the needed documents. The customer service was really good. I was told I’d get the funds in two days, but they were in my account the next day. I will surely suggest them to my family and friends.

    0 kommentaarid

    Vastab Angela

    Kommentaar peab olema vähemalt 10 tähemärki.

  • p

    pascual

    1 arvustused

    United States

    When I called, I wasn’t too happy.

    When I called, I wasn’t too happy. There was a mistake with my paperwork, but then the representative Anthony fixed everything and things went well after that. He handled the problem and made sure we moved forward. I am grateful for his professionalism.

    0 kommentaarid

    Vastab pascual

    Kommentaar peab olema vähemalt 10 tähemärki.

  • A

    Anonymous

    1 arvustused

    United States

    I applied for a loan and was approved quickly.

    I applied for a loan and was approved quickly. The application was straightforward, and the funds were deposited into my account within two business days. Customer service was responsive and helpful throughout the process.

    0 kommentaarid

    Vastab Anonymous

    Kommentaar peab olema vähemalt 10 tähemärki.

  • D

    David

    1 arvustused

    The company is pretty good.

    The company is pretty good. I asked for a loan and got the money the next day. I tell all my fam and friends about it. The customer service is nice too. I called with a question and they answered it kindly.

    0 kommentaarid

    Vastab David

    Kommentaar peab olema vähemalt 10 tähemärki.

  • K

    Kathy Patrick

    1 arvustused

    United States

    My experience with the last person I spoke to

    My experience with the last person I spoke to, Ruth, was very kind. I didn't get the loan I first asked for. After they checked my request, it was lower. But 700, that’s fine I can pay it off quikly.

    0 kommentaarid

    Vastab Kathy Patrick

    Kommentaar peab olema vähemalt 10 tähemärki.

  • share

    Hinda oma kogemust.

    Jaga oma mõtteid ja jäta ülevaade

    Kirjuta arvustus
  • S

    Shirley Scott

    1 arvustused

    United States

    Mark Senders was really kind and helped

    Mark Senders was really kind and helped me understand everything. He also made sure to ask if I needed any more assistance with the loan process. He was very polite and patient with me.

    0 kommentaarid

    Vastab Shirley Scott

    Kommentaar peab olema vähemalt 10 tähemärki.

  • A

    Aaisha

    1 arvustused

    United States

    I want to start by giving a big thank you to Natalie!

    I want to start by giving a big thank you to Natalie! She was so helpful and showed a lot of patience, which made my experience much better!! Thanks again so much

    0 kommentaarid

    Vastab Aaisha

    Kommentaar peab olema vähemalt 10 tähemärki.

  • A

    Anonymous

    1 arvustused

    Jen was nice and helpful when I was sending

    Jen was nice and helpful when I was sending my selfies with my driver's license. I had a tough time, and I appreciate all of her support! Thank you so much, Jen!

    0 kommentaarid

    Vastab Anonymous

    Kommentaar peab olema vähemalt 10 tähemärki.

  • A

    Andrew

    1 arvustused

    United States

    My agent, Joseph, was really polite, professional

    My agent, Joseph, was really polite, professional, and smart! He spent time helping me through a tough moment in my life. I really appreicate it, thanks again.

    0 kommentaarid

    Vastab Andrew

    Kommentaar peab olema vähemalt 10 tähemärki.

  • S

    Stephanie Waun

    1 arvustused

    Canada

    Sophie heard my problem and helped me fast.

    Sophie heard my problem and helped me fast. She was really kind and patient with me. I am very thankful, she did a great job and made everything simple!

    0 kommentaarid

    Vastab Stephanie Waun

    Kommentaar peab olema vähemalt 10 tähemärki.

  • share

    Hinda oma kogemust.

    Jaga oma mõtteid ja jäta ülevaade

    Kirjuta arvustus
  • C

    COMMANDER VLOGS

    1 arvustused

    United States

    Casey Nolan Helped Me Sort Out My Bank Info So My Loan

    Casey Nolan Helped Me Sort Out My Bank Info So My Loan Could Go To The Right Place. Very Thankful For The Support And Patience Shown During The Process.

    0 kommentaarid

    Vastab COMMANDER VLOGS

    Kommentaar peab olema vähemalt 10 tähemärki.

  • A

    Anonymous

    1 arvustused

    United States

    Tina was really kind and understanding with my needs.

    Tina was really kind and understanding with my needs. She took the time to listen and help me out. I would for sure work with them again in the future.

    0 kommentaarid

    Vastab Anonymous

    Kommentaar peab olema vähemalt 10 tähemärki.

  • A

    Anonymous

    1 arvustused

    United States

    Xavier was really helpful, friendly, and patient

    Xavier was really helpful, friendly, and patient while helping me gather all the papers for my loan! Thanks Xavier for your amazing customer service!

    0 kommentaarid

    Vastab Anonymous

    Kommentaar peab olema vähemalt 10 tähemärki.

  • A

    A RS

    1 arvustused

    United States

    If you are searching for a great guide

    If you are searching for a great guide, Xavier is very patient and clear. He answered all my questions very well and helped me every step of the way.

    0 kommentaarid

    Vastab A RS

    Kommentaar peab olema vähemalt 10 tähemärki.

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Ettevõtte teave

Kas omate seda ettevõtet?

Klaimige & Vastake

Vastatud arvustused meelitavad 🔥59% rohkem tagasitulevaid kliente ja 🔥20% rohkem esmakordseid kliente

Kategooria:

Mitterahalised finantsteenused

Iga bränd RealReviews.io-s kuulub kindlasse kategooriasse, kus see hoiab positsiooni top reitingutes. Reiting sõltub mitmest tegurist, nagu saidi üldine hinne, ülevaadete arv, ettevõtte tegevus arvustuste haldamisel, kliendisuhtluses osalemine ja palju muud.

ExploreCredit.com on 1 0 parim bränd Mitterahalised finantsteenused RealReviews.io-s

Teave ExploreCredit.com

ExploreCredit.com presents itself as a straightforward and efficient solution for those needing financial assistance. Specializing in short-term installment loans, they cater to customers looking for quick financial solutions without the burden of hidden fees. Their process is fully automated, offering a convenient online application that simplifies loan acquisition.

Is Explorecredit a scam? Nope! ExploreCredit is part of the Wakpamni Lake Community Corporation (WLCC), operating within the Oglala Sioux Tribe, thus adhering to both tribal and federal laws. This affiliation underlines their commitment to responsible lending and customer-focused services​​​​.

Financial Products and Services

ExploreCredit.com's primary service provides installment loans with the added convenience of an entirely online process. Their loans are designed to be paid back in fixed installments over a set period, allowing customers to manage their repayments predictably. This type of loan benefits individuals needing immediate financial assistance for emergency repairs or other urgent expenses.

Is Explorecredit.com legit? Sure! Their product range includes personal loans and payday loans online, with amounts up to $5,000. The application process is streamlined and secure, requiring basic personal information like social security number, driver's license, and proof of employment. ExploreCredit.com prides itself on fast and secure processing, ensuring that decisions on loan applications are made swiftly.

The company's approach to lending is characterized by transparency and simplicity, emphasizing clear communication of terms and interest rates. They provide a range of repayment options, allowing customers to choose terms that best fit their financial situations. It's important to note that while they provide financial solutions, they encourage responsible borrowing and recommend that installment loans be used only for short-term financial needs. Customers are advised to consider credit counseling if they face credit difficulties​​​​.

Application Process and Requirements

The application process is unlikely to cause fear because all stages are clearly outlined. As a potential borrower, you should spend approximately five minutes filling out a basic form with your personal and financial information. This is standard procedure to move on to the next stage. Carefully ensure that parameters such as social security number and employment details are filled out correctly. If you make a mistake, there is a high chance of rejection.

Key eligibility criteria for a loan include having a valid checking account, a verifiable identity, and a reliable source of income. These requirements ensure that applicants have the means to repay the loan. During the application process, ExploreCredit reviews the applicant's information in real-time to assess their eligibility and ability to repay the loan. This assessment may involve checking applicant data through national databases like Clarity and Factor Trust, and in some cases, a credit check might be conducted.

The company emphasizes transparency and trust in its operations, which is evident in its application process. As per an Explorecredit review, the company's process is straightforward, with clear guidelines on the necessary documentation and eligibility criteria. The assessment process is equally transparent, with real-time reviews ensuring quick decision-making​​​​​​.

Interest Rates and Fee Structure

Is Explorecredit.com real? Yes! ExploreCredit.com offers a range of financial products with varying interest rates and fee structures. The Annual Percentage Rate (APR) for their loans can vary widely based on the loan type and individual creditworthiness. For personal loans, APRs generally start at 4.99%. A loan's specific Annual Percentage Rate (APR) varies based on factors like credit score, history, income, and lender's terms.

For example, a $2,500 loan over one year with a 10% APR and a 3% fee would lead to monthly payments of around $219.79. The total repayment would be approximately $2,637, covering interest and fees. Additionally, borrowers should consider other potential loan costs, such as origination fees, fees for late payments, and charges that may apply for non-payment. ExploreCredit.com, being not a direct lender, does not set these fees but rather facilitates connections between borrowers and lenders.

Repayment Terms and Options

Is Explorecredit reliable? Sure. ExploreCredit.com's loans and credit products come with varied repayment terms, which are flexible and cater to the diverse financial situations of borrowers. The duration of the loans can vary depending on the specific product chosen and the individual agreement between the borrower and the lender. Generally, these loans are structured as short-term financial solutions, implying that they can be spread out over weeks, months, or even a year.

Payment frequency options are another critical aspect of the repayment terms. Borrowers typically have the choice of making payments on a schedule that suits their income cycle, whether weekly, bi-weekly, or monthly. This flexibility is particularly beneficial for those who may have irregular income patterns.

According to Explorecredit reviews, the company offers a degree of repayment flexibility. This flexibility might include options to adjust payment dates or amounts in case of financial difficulties. However, borrowers must communicate such needs with the lender as early as possible to avoid complications.

The specific terms of repayment, including any options for early repayment or consequences of late payments, are usually detailed in the loan agreement. Borrowers are advised to thoroughly review these terms before accepting a loan, ensuring they are manageable within their financial context​​​​​​.

Customer Support and Financial Guidance

ExploreCredit.com strongly emphasizes customer support, offering various channels for assistance and communication. Their customer support team is accessible through phone and email, providing a direct line of communication for any inquiries or concerns. The company's website also includes a comprehensive FAQ section, which can be a quick resource for common questions about loans, terms, and application processes.

Regarding availability, the support team can be reached during business hours, ensuring timely responses to customer queries. This support extends beyond just loan application queries; they also guide loan management and repayment strategies.

Besides direct customer support, ExploreCredit.com offers financial advice and recommendations. They encourage responsible borrowing and advise customers to consider short-term loans only for urgent financial needs. For those facing credit difficulties, the company suggests seeking credit counseling. This approach demonstrates their commitment to lending, ensuring that borrowers are well-informed and making sound financial decisions.

Security and Privacy Policies

ExploreCredit.com takes customer security and privacy seriously. Their privacy policy outlines the types of personal information they collect, including personally identifiable and non-personally identifiable information (like demographic details and interaction data).

They emphasize protecting this information with robust security measures, including computer safeguards and secured files and buildings, compliant with Federal Trade Commission regulations. Is Explorecredit safe? Yes. The company ensures the use of physical, electronic, and procedural safeguards (virus protection software, firewalls, 128-bit Secure Socket Layer) to protect personal information. Only authorized employees have access to this information.

They also inform customers about their data-sharing practices and offer opt-out procedures for those who wish to limit sharing or communications from the company. For California residents, ExploreCredit.com provides additional rights under the CCPA, including the right to know, access, and delete their personal information and opt out of the "sale" of their personal information.

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